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Outstanding Bank Loans Rise 14.3 Percent www.montsame.mn
The total outstanding balance of bank loans reached MNT 48.4 trillion in August 2026, up 14.3 percent from the same period of the previous year.
Bank lending is a key indicator of how money circulates through the economy, providing financial resources to individuals and businesses with an obligation to repay within a specified period. Mortgage loans and loans transferred to the Mongolian Mortgage Corporation (MIK) increased by 18.8 percent, while the growth of consumer loans and loans secured by savings deposits slowed to 4.7 percent.
Experts noted that the slowdown in annual loan growth over the 18-month period was mainly driven by slower growth in consumer lending. Meanwhile, business lending grew by 17.9 percent year-on-year, indicating relatively stable economic activity.
According to the Bank of Mongolia, non-performing loans accounted for 5.3 percent of total loans, while loans classified as requiring attention accounted for 2.5 percent. The share of loans requiring attention declined by 2.0 percentage points, while the share of non-performing loans remained stable.
Published Date:2026-09-24
